Updated October 17, 2026 · TariffCue Editorial Team

Top phone plans without a credit check compared in the United Kingdom

14 providers available in the United Kingdom, ranked for the United Kingdom.

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Top phone plans without a credit check compared in the United Kingdom
#ProviderScoreKey factsActions
1
Lycamobile UK logo
LycamobileTop pick
9.2/10
Price from:
£3.50
Seller type:
Mvno
SIM-only:
Yes
ReviewCompareVisit
2
1pMobile logo
1pMobile

PAYG SIM with GBP 10 credit for GBP 5: GBP 5 off starter

9.0/10
Price from:
£5
Seller type:
Mvno
SIM-only:
Yes
ReviewCompareVisit
3
Youfone NL logo
Youfone
9.2/10
Price from:
€1
Host network:
KPN
Seller type:
Mvno
ReviewCompareSee alternatives
4
Simpel logo
Simpel
9.1/10
Price from:
€2.50
Host network:
Odido
Seller type:
Mvno
ReviewCompareSee alternatives
5
Smarty logo
SMARTY
9.0/10
Price from:
£5
Host network:
Three
Seller type:
Mvno
ReviewCompareSee alternatives
6
TalkMobile logo
TalkMobile
9.0/10
Price from:
£4.98
Host network:
Vodafone and Three
Seller type:
Mvno
ReviewCompareSee alternatives
7
UKLG DirectSave logo
UKLG DirectSave
9.0/10
Price from:
£22.95
Host network:
Three
Seller type:
Mvno
ReviewCompareSee alternatives
8
Chattr Sim Only logo
Chattr SIM Only
8.9/10
Price from:
£5
Host network:
O2
Seller type:
Mvno
ReviewCompareSee alternatives
9
Verizon
8.8/10
Price from:
$30
Seller type:
Network
SIM-only:
Yes
ReviewCompareSee alternatives
10
Kroger Wireless
8.6/10
Price from:
$15
SIM-only:
Yes
5G:
Yes
ReviewCompareSee alternatives
Lycamobile

Lycamobile

Top pick for the United Kingdom

9.2/10Visit