Updated September 30, 2026 · TariffCue Editorial Team
Energy Ogre vs Paybacker - AI Savings & Utility Switching
Where Energy Ogre and Paybacker - AI Savings & Utility Switching differ
| Compare |  Energy Ogre |  Paybacker - AI Savings & Utility Switching |
|---|---|---|
| Automatic switching | YesHas it | No |
| Suppliers covered | from 100 | 53 |
| Mobile app | YesHas it | No |
| Markets | US | GB |
| Fee | Not confirmed | 0% |
| Whole market | Yes | Not confirmed |
| Money-back period | 90 days | Not confirmed |
Same on both: Fee model (Subscription), Commission list published (No).
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Key differences
- Energy Ogre scores higher overall: 9.1 vs 8.7.
- Automatic switching: only Energy Ogre.
- Mobile app: only Energy Ogre.
- Support channels: only Energy Ogre offers Phone, Help centre.
- Founded is lower at Energy Ogre: 2013 vs 2026.
- Services: only Paybacker - AI Savings & Utility Switching offers Broadband, Mobile, Insurance.
- Markets: only Energy Ogre offers US.
- Markets: only Paybacker - AI Savings & Utility Switching offers GB.
Our verdict on each
Energy Ogre
Energy Ogre suits US households happy to pay a subscription rather than shop every supplier themselves, covering the whole market from from 100 suppliers with auto switch and a 90 day money-back window. The trade-off is openness, since the commission list stays unpublished where Gaslicht.com charges free.
Paybacker - AI Savings & Utility Switching
Paybacker suits households happy to search 53 suppliers and start the switch themselves in a single market. The fee percentage of 0% is the draw, and no mobile app plus no auto switch is what you give up for that breadth.
Score breakdown
| Area | Energy Ogre | Paybacker - AI Savings & Utility Switching |
|---|---|---|
| Cost | Not confirmed | 9.0Cost rests on a subscription model rather than the free model at Gaslicht.com or the free model at Compare Power. |
| Offer | 9.2HigherWhole-market panel of from from 100 suppliers, auto switch, and a 90 day money-back window, set against a subscription fee model. | 8.5Coverage of 53 suppliers across energy, broadband and mobile services, offset by no mobile app and no auto switch. |
| Trust | 9.0HigherRun as Energy Ogre, LLC from US since 2013, with phone, email and help centre support and the commission list unpublished. | 8.4Backed by Paybacker LTD in GB, founded 2026, with email the only support route and no published commission list. |
Where they rank in our lists
| Ranking | Energy Ogre | Paybacker - AI Savings & Utility Switching |
|---|---|---|
| Switching and bill services | 13 of 19 | 18 of 19 |
Availability and regulation
| Country | Energy Ogre | Paybacker - AI Savings & Utility Switching |
|---|---|---|
| Headquarters | United States | United Kingdom |
Additional countries for Energy Ogre: 1. Additional countries for Paybacker - AI Savings & Utility Switching: 1.
What we checked
Energy Ogre
- energyogre.com: 13 facts, checked September 30, 2026
Paybacker - AI Savings & Utility Switching
- paybacker.co.uk: 12 facts, checked September 30, 2026
Every fact side by side
| Fact | Energy Ogre | Paybacker - AI Savings & Utility Switching |
|---|---|---|
| Services | Energy | Energy, Broadband, Mobile, InsuranceCovers more |
| Legal entity | Energy Ogre, LLC | Paybacker LTD |
| Headquarters | United States | United Kingdom |
| Founded | 2013Lower | 2026 |
| Support channels | Phone, Email, Help centreCovers more |
Where each stands against the rest
| Fact | Energy Ogre | Paybacker - AI Savings & Utility Switching | Median |
|---|---|---|---|
| Suppliers covered | from 100highest quarter | 53above the median | 30 |
Median across 9 listed providers.
Pros and cons
Energy Ogre
Pros
- Whole-market comparison in the United States, with a panel running from from 100 suppliers rather than a chosen shortlist.
- Auto switch and a mobile app, so the tariff and the account both move without a second negotiation.
- A money-back window of 90 days puts a firm clock on the risk of a switch.
Cons
- A subscription fee model where EnergieKiezer runs free and Gaslicht.com runs free.
- Cover stops at US and energy, so there is no second market and no broadband, mobile or insurance comparison alongside it.
- Support runs on phone, email and help centre, concentrating every question into phone, email and the help centre.
Paybacker - AI Savings & Utility Switching
Pros
- The fee percentage is 0%, which puts Paybacker at position 1 of 2 on this measure among the switching services listed.
- The switch list covers 53 suppliers, a wide panel to put side by side in a single pass rather than visiting sites one at a time.
- The comparison spans energy, broadband and mobile, so an energy switch can sit alongside other household services under the same account.
Cons
- Auto switch is a no, so a switch happens only when you ask for it and contract end dates are yours to track.
- The mobile app is a no, so the whole process sits in a browser with nothing to manage from a phone.
- Support runs on email only, so a phone or live chat question has to be written out and sent instead.
Who each suits
Energy Ogre
Who it suits
- Readers who want the whole market searched for them instead of a shortlist, and who accept a subscription charge for it.
- Households that expect to move or change usage and want auto switch plus 90 days of money-back cover.
- Anyone who wants a traceable company behind the service, Energy Ogre, LLC trading since 2013.
Who should look elsewhere
- Readers who will not pay a switching fee at all, since Gaslicht.com charges free and Compare Power charges free.
- Households shopping outside the US energy market, where Energy Ogre covers US and energy only.
- Readers who want supplier commissions written down in public, because the commission list here is not published.
Paybacker - AI Savings & Utility Switching
Who it suits
- Households that want to weigh 53 suppliers in a single place and are content to start the switch themselves.
- Readers who put a fee percentage of 0% at the top of their list and do not mind a subscription model.
- Anyone in GB who wants a single comparison point across energy, broadband and mobile.
Who should look elsewhere
- Not for readers set on a switching fee model with nothing to pay: EnergieKiezer runs free switching, so a subscription never enters the conversation.
- Not for anyone weighing a different cost footing at the end of a switch: Gaslicht.com runs a free model and Compare Power a free one.
- Not for readers who want phone or chat help, or a switch run from an app: support runs on email only and the mobile app is a no, so a wider service such as Compare Power is worth checking first.
Current offers
Energy Ogre
Current offer
Discount code
10% off annual membership: 10% off ($130 per year instead of $144)
Select the annual membership option; monthly membership is $12 per month
Source, checked September 30, 2026
Free trial
Money-back guarantee on first three months: Full refund of membership fees for the first 3 months
Members may be refunded for the first three months of service if not completely satisfied with the experience
Source, checked September 30, 2026
Country by country
| Country | Energy Ogre | Paybacker - AI Savings & Utility Switching |
|---|---|---|
| United Kingdom | No | Yes |
| United States | Yes | No |
Questions about each
Energy Ogre
How much does Energy Ogre charge to switch supplier?+
Energy Ogre uses a subscription fee model, so there is a standing charge for the service rather than a commission taken out of your savings. That is the line to compare against EnergieKiezer at free and Gaslicht.com at free, where no such charge applies. The subscription is the price of using the switcher, not of the tariff you pick.
Does Energy Ogre cover the whole market?+
Yes, the whole market is covered rather than a chosen shortlist, and the panel behind that runs from from 100 suppliers. A whole-market service is the safer default because the recommendation is not limited to the tariffs of a couple of providers. The trade-off sits in the fee model, which is a subscription charge for the household.
Paybacker - AI Savings & Utility Switching
What does Paybacker cost to use?+
Paybacker runs on a subscription model, and its fee percentage is 0%. That places it at position 1 of 2 on this measure among the switching services listed here. EnergieKiezer, by contrast, runs a free switching fee model, which is the main cost difference between them.
Who is behind Paybacker, and how established is it?+
The legal entity is Paybacker LTD, based in the United Kingdom and founded 2026. A short history means the record of how claims and complaints are handled is short as well, so keep your own copy of any switch paperwork. Support questions go to the same company through email.